Mortgage Advisers in Liverpool

Buying your first home, moving or reviewing an existing mortgage? Parker Kelly’s independent mortgage advisers help you compare suitable options and understand the costs, lender requirements and application process.

Meet our team in Liverpool or West Kirby, or arrange a remote appointment. We can help with remortgaging, residential purchases and buy-to-let mortgages.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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First Time Buyers

Remortgage

Home Movers

Residential Mortgages

Mortgage Advisers in the North West

At any one time there may be over 3000 different mortgage options, only some of which will meet your needs. So we use the latest software to sort through the vast range of mortgages and identify the best one for you.

That done, a mortgage adviser will also oversee the process of actually completing on the mortgage, ensuring that all the parties (solicitors, lender, yourself) have all the right documentation at the right time.

This part of our service will ensure that all progresses as smoothly as possible.

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First-time buyers

Your first mortgage should fit your budget as well as your plans for a home. We explain how lenders assess applications, compare suitable products and help you understand the deposit, fees and repayments involved.

Our team supports you through the application and keeps you informed as it progresses. We can also discuss any home ownership schemes relevant to your circumstances and help you account for purchase costs. Availability, eligibility and tax rules can change.

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Remortgage

Remortgaging can be an important part of your financial review as the rate of interest that you will ‘revert’ to at the end of your current deal may not be the best rate for you. Many mortgage deals will finish and you will be transferred to the lenders Standard Variable Rate (SVR) which could be higher than your current rate of interest.

Our mortgage advisers in the North West will look at the market again to see whether there is the opportunity to save money on your mortgage each month, or potential to reduce your mortgage term in the future. With thousands of products available to us, we will look at the lenders with the best rate of interest, incentives and fees to offer you the best advice moving forward.

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Home Movers

As time goes by our circumstances will change, and a new property may be part of future plans. If you are moving home we feel that this is the perfect opportunity to review your current mortgage and see whether a better deal is available.

Whether you are trading up to a larger property or downsizing our mortgage advisers in the North West will assess your finances to make sure that the future decisions are affordable to you. Moving to a larger property can mean an increase in your financial outgoings, so making sure that any decision is affordable to you is imperative. Our team of advisers will look at your current circumstances and advise the best course of action. We will look for the best mortgage products on the market to make the purchase as smooth as possible.

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