Savings and Investments
Make your money work hard for you by making the correct choice of savings and investments.
Investments are designed to be held for a longer term, usually at least 5 years. You need to be comfortable with tying up this money for a period of time and should not consider investments unless you have some savings in place. Most investments are not guaranteed to return your money in full, although do offer the prospect of potentially higher returns than deposit accounts. Returns, risk and volatility are the factors that will determine a suitable place for your investments.
Socially Responsible Investing (SRI)
Have you ever considered if your investments are aligned to your values? Aligning your investments with your values can help place an emphasis on environmental, social and governance factors.
The value of investments may fall as well as rise. You may get back less than you originally invested.