Next Steps
If we decide to proceed we will send a ‘terms of business’ to you and agree the next steps together.
After the initial chat we would normally obtain further information relating to the advice we are providing. This normally requires some paperwork to be filled out and follow up emails or calls.
Once we have obtained the relevant information we would arrange another meeting to discuss your options and our recommendations.
If you’re happy to proceed we would implement the agreed proposal keeping you updated on the progress.
Introduction
The relationship begins with an introductory meeting, this is free and can be in person, over the phone or via Teams. During the meeting we will discuss your goals, concerns, and financial priorities. Your adviser explains how we can help and our services and fee structure.
This goal is to establish trust, expectations, and the scope of advice.
Fact‑Finding & Information Gathering
The aim here is to see how your current circumstances align to your goals and objectives. Your adviser will collect detailed information about your financial circumstances, attitude to risk, assets, liabilities, income, expenditure, and relevant legal considerations.
The aim is to ensure a holistic understanding of your situation.
Analysis & Strategy Development
We assess your objectives alongside your risk profile and financial information.
We research suitable products, conduct risk and performance assessments, identify gaps, and develop a bespoke financial strategy.
Presentation of Recommendations
We send you a personalised financial plan and suitability report. This document explains recommended products or strategies, associated risks, expected outcomes, and costs. It ensures you clearly understands the advice before making any decisions.
A follow up meeting is recommended to discuss the recommendations and answer any questions.
Implementation of Agreed Actions
Once you agree to proceed, we arrange the necessary transactions. This can include setting up investments, transferring pensions, arranging protection policies, or implementing retirement or tax‑efficient strategies.
We handle all administration and documentation.
Ongoing Review & Relationship Management
If agreed at the outset we continue to support you via one of our service agreements. They can include; an annual reviews, portfolio monitoring, suitability reassessments, and updates aligned with changes in circumstances, markets or legislation. You select the level of ongoing service you require, and fees are clearly agreed upfront.
Details on our Terms of Business and Service Agreement can be found via the following link:
Have a complimentary chat with one of our experts!
Contact us today for a free meeting on where to get started, or check out our social media for more information our advisors can give you the best guidance on where to start.
We cover the following areas in the North West:
We operate throughout the UK. Get in touch with our team to arrange your initial consultation.