by Parker Kelly | Aug 29, 2024 | iht planning, pensions
As the new Labour government prepares for its first Autumn Budget on 30th October 2024, anticipation is growing regarding potential changes to pensions and inheritance tax. The fires have been stoked with the Prime Minister’s recent speech confirming the budget will...
by Parker Kelly | Feb 26, 2024 | pensions, savings and investments
As we approach the end of the tax year, there’s no better time to reassess your pension strategy. With potential bonuses and pay rises on the horizon, optimising your pension savings for tax efficiency is essential to ensure your money is working its hardest for...
by Parker Kelly | Sep 27, 2023 | pensions, retirement choices
Do you know where all your pensions are? It’s time to simplify your financial life, and we can make it easier. The Importance of Consolidating Pensions Consolidating your pensions is like tidying up a cluttered room – it brings order and clarity to your...
by Parker Kelly | Mar 9, 2023 | tax planning, isa, pensions
1.) Top up your ISA One of the most tax-efficient ways to invest is through an individual savings account (ISA). The 2022/23 personal ISA allowance is £20,000. There is no income tax, tax on dividends or capital gains tax (CGT) to pay on any gains from investments...
by Parker Kelly | Oct 13, 2022 | pensions, protection
The news is full of stories about collapsing pension funds and risk to your retirement savings. From defined benefit/final salary schemes to defined contribution pensions, we look at the risks to your pension savings. Final Salary/Defined Benefits Pensions Final...
by Parker Kelly | May 14, 2022 | inflation, investments, pensions
What inflation means Inflation measures the change in the value of money. Let’s look at what this rise in inflation means to our day-to-day lives. Inflation measures the change in the value of money. Essentially, if your weekly shop was £100 a year ago, and current...
