As we approach the end of the tax year, there’s no better time to reassess your pension strategy. With potential bonuses and pay rises on the horizon, optimising your pension savings for tax efficiency is essential to ensure your money is working its hardest for...
We’ve all been there: our busy lives leave us feeling like there’s never enough time to focus on what truly matters. And when it comes to financial issues like protection and pensions, it’s easy to relegate them to the back burner, thinking we can...
The Budget was dominated by measures aimed at helping businesses and the economy recover from the impact of the coronavirus pandemic, but there were also some significant announcements when it comes to pensions, savings and the tax you pay. Pensions The Chancellor...
1. Top up your ISA One of the most tax-efficient ways to invest is through an individual savings account (ISA). The 2020/21 personal ISA allowance is £20,000. There’s no income tax, tax on dividends or capital gains tax (CGT) to pay on any gains from investments held...
Being made redundant can be a huge challenge and speaking to a qualified, fully independent financial adviser can play a vital role in helping you adjust to your new circumstances. Figures from the Office for National Statistics show redundancies reached a record high...
Customer who took financial advice were on average 47k better off and those who kept an ongoing relationship with their adviser were up to 50% better off than those who only received advice once. How professional support helps to improve emotional wellbeing. If you...
