Independent Financial Advisers in Wirral

How our financial advisers in Wirral can help

Whether you are reviewing your pensions, preparing for retirement, buying a home or thinking about your family’s future, it helps to bring your financial decisions together. Parker Kelly provides independent financial advice, with offices in Liverpool and West Kirby.

Our West Kirby office gives clients in West Wirral a place to discuss their plans with our team. This page brings together the main ways we can help across the peninsula. For the address, opening hours and information about arranging a meeting, visit our West Kirby office page.

Start with the decision you need to make

Pensions and retirement

Are you building a pension, considering how several pensions fit together, or planning the move from work to retirement? Our retirement advice explains the areas to consider. You can also explore pension consolidation and retirement planning before speaking to an adviser about your circumstances.

Savings and investments

Your savings may have different jobs: money for the near future, longer-term goals and support in retirement. Our savings and investment advice looks at the choices available in the context of your plans and attitude to risk.

Mortgages and family protection

Moving home and reviewing a mortgage often raise wider questions about the household budget and financial protection. Our mortgage team supports a range of borrowing needs, while our protection services cover options for looking after the people who depend on you.

Planning for the next generation

If you want to understand how your assets could pass to your family, start with our estate and inheritance tax planning services. The right conversation depends on your personal circumstances and existing arrangements.

West Wirral: choosing where to meet

For clients in West Kirby, Hoylake, Heswall and the surrounding area, our West Kirby office is the local office to ask about when arranging an appointment. It is at The Old Bakery, 72 Sandy Lane, West Kirby, Wirral, CH48 3JA. Please contact the team before travelling so that we can arrange the right adviser for your enquiry.

Our Liverpool office and financial planning team remain part of the same firm. You can discuss which office suits you when you get in touch.

Can we meet remotely?

Yes. Remote meetings are available for clients in West Kirby, Hoylake, Heswall and across Wirral. Tell us when you get in touch if you would prefer to meet remotely.

What to expect from your first conversation

Tell us what you want help with and any important deadlines. For a pension or investment enquiry, existing statements can help you explain what you already have. For a mortgage enquiry, let us know whether you are buying, moving or reviewing an existing mortgage. The team can explain the next steps and what information is needed.

You can meet our advisers and read about our customer journey before contacting us.

Questions for financial advisers in Wirral

Do you have an office on the Wirral?

Yes. Our West Kirby office is at The Old Bakery, 72 Sandy Lane, CH48 3JA. Office hours are Monday to Friday, 09:30–16:30.

Are you independent financial advisers?

Yes. Parker Kelly provides independent financial advice and is a Chartered Financial Planning firm. Our service pages explain the areas in which we can help.

How do I arrange an initial conversation?

Call 0151 236 7838 or use our contact page to arrange a complimentary initial chat. Let us know whether you would prefer a remote meeting or an appointment at West Kirby.

Choosing an adviser with confidence

If you are comparing financial advisers in Wirral, ask how the advice will fit your priorities, what work is included and how the fees are agreed. MoneyHelper’s guide to choosing a financial adviser explains useful questions to ask before deciding.

Preparing for your appointment

Bring your questions together

Before speaking to financial advisers in Wirral, write down the decisions you want to make and the questions that have prompted you to seek advice. You may have one immediate concern, such as an approaching retirement date, alongside longer-term hopes for your family. Putting these on a single list helps the conversation stay focused on what matters to you.

Include any deadlines and explain which decisions feel urgent. You do not need to know the names of particular products to start a conversation. Describing what you want your money to help you do gives the adviser a useful starting point.

Gather a picture of your existing arrangements

Make a list of the pensions, savings, investments, mortgages and protection policies you already hold. Recent statements and policy documents can help explain the arrangements, but ask the team what is needed for your particular enquiry before sending documents. Keep original paperwork somewhere safe and use the contact details on our website if you need to check a request.

If someone else will join the discussion, let us know when arranging the appointment. You can also tell us about any communication needs or questions about visiting the office so that the team can discuss these with you beforehand.

Understand the next steps

Use the initial conversation to ask about the scope of the advice, the information the adviser needs and how fees will be explained. Ask who your main contact will be and how you can raise questions after a meeting. If your enquiry covers several areas, discuss which decision should come first and how the other areas will be considered.

Our Wirral overview can help you find the right service page before making contact. The separate West Kirby office page provides the practical information for arranging a local visit. When you are ready, contact the team with a short outline of the help you are looking for.