by Parker Kelly | Oct 13, 2022 | pensions, protection
The news is full of stories about collapsing pension funds and risk to your retirement savings. From defined benefit/final salary schemes to defined contribution pensions, we look at the risks to your pension savings. Final Salary/Defined Benefits Pensions Final...
by Parker Kelly | Oct 4, 2022 | mortgages
The recent newspaper and media headlines have painted a scary outlook for the mortgage market. In the following article we want to provide clarity and remove ambiguity. Firstly, we have not seen any lender withdraw a mortgage offer that has already been issued. They...
by Parker Kelly | Jun 19, 2022 | retirement choices, investments
When markets fall and fear dominates, it can be difficult to resist the temptation to sell out of the financial markets and switch to cash, with the idea of reinvesting in the future when feeling more positive about market prospects, in essence trying to ‘time the...
by Parker Kelly | May 14, 2022 | inflation, investments, pensions
What inflation means Inflation measures the change in the value of money. Let’s look at what this rise in inflation means to our day-to-day lives. Inflation measures the change in the value of money. Essentially, if your weekly shop was £100 a year ago, and current...
by Parker Kelly | Mar 28, 2022 | tax planning
1. Top up your ISA One of the most tax-efficient ways to invest is through an individual savingsaccount (ISA). The 2021/22 personal ISA allowance is £20,000. There’s no income tax, tax on dividends or capital gains tax (CGT) to pay onany gains from investments held in...
