1.) Top up your ISA One of the most tax-efficient ways to invest is through an individual savings account (ISA). The 2022/23 personal ISA allowance is £20,000. There is no income tax, tax on dividends or capital gains tax (CGT) to pay on any gains from investments...
There is nothing quite like the start of a new year to give us all a fresh perspective. If money is on your mind, here are four ways to help get a new perspective for 2023. 1. Revisit Your Household Budget Start the year by revisiting your budget. Assess your average...
The news is full of stories about collapsing pension funds and risk to your retirement savings. From defined benefit/final salary schemes to defined contribution pensions, we look at the risks to your pension savings. Final Salary/Defined Benefits Pensions Final...
The recent newspaper and media headlines have painted a scary outlook for the mortgage market. In the following article we want to provide clarity and remove ambiguity. Firstly, we have not seen any lender withdraw a mortgage offer that has already been issued. They...
When markets fall and fear dominates, it can be difficult to resist the temptation to sell out of the financial markets and switch to cash, with the idea of reinvesting in the future when feeling more positive about market prospects, in essence trying to ‘time the...
